Five Websites For a College Scholarship Search

Previously we’d published information on how to pay for college beyond student loans. We talked about diversifying your financial aid strategies by looking at grants and scholarships that are offered by schools like Nyack College and by private companies. So here are five websites to help you get started in your general college scholarship search. At the end of the article, read some tips about using the search engines.

 

Taken during photoshoot of some NYC campus students.

Taken during photoshoot of some NYC campus students.

 

Cappex

This comprehensive website is like a catalog for students to browse colleges from across the country. Sign up for an account and inquire about the Cappex awards available to students. They’ve given away over $11 billion and offer grants for GPA and community service as well as for special birthdays and “biggest Cappex fan.”

 

College Board

This is a mega-listing of college scholarships and grants offered around the US. Private and public organizations are listed here and include big names such as Macy’s, Best Buy, and PBS.

 

Fast Web

Fast Web has been around for a long time. It’s a premiere website for grant, scholarship, and internship information.

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Sallie Mae

Sallie Mae is a leading lender of educational loans. Part of its business plan includes scholarships for college students. Click around and see which fund best fits you!

 

Scholarship Experts

A search engine for scholarships, this website could take up a good portion of your free time. There may be some overlap with the other sites listed above but once in a while there is a scholarship here that the others have missed.

 

 

Tips for a scholarship search: If you are an incoming freshman who needs some tips or a new student to our college, the first step is to find the right scholarship or grant for you. Think about who you are, where your come from, what you want to study, and interests that you’d like to pursue. Finding funds for college takes time and effort. Nothing is for free but these five websites will help you get started by listing available programs that help students pay for college.

Overbooked

OverbookedSo far, this summer has been the busiest summer of my life. I work two jobs (one of which is forty-five minutes away), volunteer at church, help out around the house, spend time with my family and girlfriend, and on top of all that I still try to find time for myself to do the things that I enjoy. In summers past it was easy to find time every day to sit down and read a book or watch T.V., but this summer it has become a rare occurrence. Sleep is in short supply and leisure times are few and far between. I placed higher priority on other things and other people than on myself and my own well-being. It would be easy for me to blame my dilemma on other people or on circumstance, but the truth is that it is no one’s fault but mine that I am overbooked.

Now that I have more things to pay for; such as car payments, gas, food and dates; I have begun to want as many hours at work as I can obtain. After all, the more I work, the bigger the check, and the bigger the check, the happier and more at ease I will be…or so I thought. Taking on two jobs and more hours than I could comfortably handle ended up being stressful, and the bigger checks did not make it any easier. I am blessed with enough to sustain me without needing to work more than one job, but over-ambitiousness caused me to go beyond what I needed to do and stress myself out. I need to be thankful and trust God that what I have will continue to be enough.

I have never been one to let other people maliciously keep me from progressing and advancing, but I am in the bad habit of helping others to the point of neglecting myself. It is easy for me to say no to someone who is doing or saying something intentionally to keep me down, but it is very difficult for me to deny the request of a loved one who genuinely needs my help, even when it inconveniences me. To a degree, this is a good quality to have, but it can quickly get to the point where I place the needs of others over my own needs and damaging myself just as much as I am helping the other person. This summer more than ever I have come to realize that I am doing others a disservice when I do not tend to my own needs before tending to theirs. I need to be at my best in order to give my all to people that need my help.

There is only so much time in a day, week, or month, and there are only so many things that can fit into that time. It takes foresight and experience to properly allot your time to accomplish what needs to be done and still salvage some time for yourself. Be careful when making commitments, because filling you schedule with too many of them can be detrimental.

Scholarships and Grants for Nyack College Students

Future students may not be aware but Nyack College has over 80 endowed scholarship funds and awarded over $9 million in financial awards last year. As we had stated in our previous post called Six Strategies for Paying College Tuition Beyond Loans, students need to think outside of the box when they research grants and scholarships. Our Nyack students should ask about new programs and then extend a search toward public and private organizations as well as paid internships and assistantships (stay tuned for that article: Wednesday night).

rockland campus nyack college hmong

At Nyack 95% of our students receive financial aid. If you’re a current student or an incoming Nyack Warrior, get in touch with the Office of Financial Aid and ask about an updated list of awards for eligible students. Also note that specialized grants are available for New York City commuter and Rockland residential students. Since endowment funds are constantly updating, please request more information here about financial aid.

 

Highlighted Grants and Scholarships for Nyack College

 

C&MA Undergraduate Grant Program

Christian and Missionary Alliance students may receive a grant up to $12,500. Active membership at a C&MA church and active ministry are taken into consideration.

 

C&MA Hmong Scholarship

Awarded to incoming new students who are from a C&MA Hmong church. Student must meet a minimum GPA to be eligible.

 

Sibling Grant

This $500 award was introduced in 2012-2013 school year. When there are two or more siblings attending Nyack full-time, each student may be eligible for the grant.

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Nyack Scholars Grant

Awards range from $1000-$3500 for first-year freshmen with exceptional scores on their SATs, ACTs, and high school GPAs.

 

Transfers Grant Awards

This scholarship ranges from $1000-3000 for transferring students who have a GPA over 3.0 which could earn an award of the minimum $1000 grant. Students with a GPA over 3.5 could earn the maximum $3000 award.

 

Ministerial Dependent Grant

This $1000 grant is awarded to a dependent of a person who is licensed and/or ordained. Applicants should currently serve on a church, district, or missionary staff and have the major source of income paid for by a church, district, or mission board.

 

Home School Grants

Up to $3000 per year, this award considers the number of years that a new student received homeschooling. Students may earn $1000 toward the scholarship for each year they were home-schooled which is then awarded over a traditional four-year course of study.

 

If you are a future Nyack College student, ask us now about our application process and the financial aid program. Start by inquiring for more information and our counselors will help you throughout the entire process.

 

 

Six Strategies for Paying College Tuition Beyond Loans

95% of our Nyack College students receive financial aid, and not just by student loans. In fact, many students are able to supplement or even cover wholly their educational expenses by diversifying ways by which they get money for school. Here are some ways that students can pay for college. This article is the first of a series of financial aid articles. Please stay tuned for our next article: websites to research college scholarships.

 

Did you know music students can find scholarships at Nyack College?

Did you know music students can find scholarships at Nyack College?

Six Ways to Get Money for College

 

Research the Scholarships offered by your College

Most schools and university, Nyack College included, have scholarships and grants available. Our school offers over 80 different grant funds. For incoming students, the most important strategy is to research scholarships that fit who you are as an individual, a student, and as a successful candidate.

 

 

Use College Databases and Lender Websites that also offer Scholarships

Sallie Mae and Cappex are two huge companies that help prospective students find dream colleges and clinch financial aid. The process of applying to college is closely linked to the ability to pay for it. So companies have made the way a little easier for students. They put everything in one place for you to find what you need for your academic future. Remember that scholarships are not always based on your GPA. You can also earn an educational award because of your ethnic background, academic major, where you live, or if you are the first of your family to go to college.

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Utilize Brand Loyalty for Student Grants

Are you a fan of Best Buy, Macy’s, or PBS? Big name organizations like these offer scholarships to their viewers and fan base. Usually there is a theme involved. So the company will try to award scholarships to students who fit a prescribed description of what they think is the “ideal student”. Research the brands you like. Find out how you can get $1000 for just being you.

 

Apply for a Paid Internship with local Companies and Organizations

This isn’t technically free money. You have to work for this pay check but the benefits of getting an internship go beyond just money in your wallet. For example, each summer Americorps of Rockland County send 35-40 college age interns to work with local organizations. Not only are they learning great skills but they are bringing in a paycheck and boosting their resumes. By being an Americorps intern, they are separating themselves above their peers and giving themselves the ability to get another internship with even more money.

 

Apply for an Assistantship at Your College

Most colleges have dorms, professors with busy departments, and admissions offices with overwhelming amounts of paperwork. While work study students can handle a majority of the work, sometimes different departments require students who can work independently as well as on a team. For example, any college with a dorm will need resident assistants. They act as a liaison between the student body and the director in charge of their well being. In exchange for their work as an assistant, colleges and university offer financial support that cover part (or all) of their room and board.

 

Join a Government Program that Pays for College

In the US, local and federal governments have created programs to help offset the cost of college tuition. These programs are designed to recruit talented students into specific fields of study in the hopes that after graduation these gifted alumni will in turn serve the greater public. One program is called the Loan Forgiveness for Public Service Employees. So ask around and do your research. Your future career may pay your current educational bills.

 

When you’re looking to manage your educational costs, try to think outside of the box. Remember that you must ask about grants, awards, and scholarships or else you will never learn about them. Free money comes with a price: paperwork. Be thorough and complete every part of an application. Start today by asking a prospective college, like Nyack, about its different financial aid programs. If you’ve learned of another way to get money for college, leave a comment!

Fun Summer Livin’…On a College Student Budget!

photo 1 (1)I love summer break, I really do. But, I have come to realize that the prime purpose of my summer is to make money (rake in the cash, if you will). Since I’m working a few jobs during my summer away from Nyack College, I have really exciting bi-weekly Fridays as I receive pay check after pay check. More often than not, it’s tempting to channel all that excitement into pampering my newly wealthy self with a mani-pedi, or dinner and a movie, or all of the above. But, since growing up is all about making wise choices, and being in college means growing up, I find myself doing most of my summer livin’ on a budget. I can imagine that many other college, and even high school, students find themselves in the same situation and, like I do, they struggle with how to have a fun summer with out spending a lot of money. Here are just a few ideas to get you thinking outside the box:

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Go exploring: This is one of my most favorite things. I love to bike, and finding new bikephoto 1 trails is always thrilling. I also suggest going on a walk with a friend in a park you’ve never been to before, or through a neighborhood that you usually just drive right past.

Host a “dinner and a movie” night: I love to cook; it is literally my last name. Instead of going out with friends for dinner and a movie, have everyone bring a movie to your house and cook a meal together. You can

photo 2 (1)make something easy like pasta, or something more daring like chicken cordon bleu. If it’s a nice night, break out the grill. Then, watch a movie or two while you eat.

Hangout with Jesus over coffee: Have some friends over and make a pot of coffee. Use stuff you have around the house like chocolate syrup, caramel sauce, sugar, etc. and make a coffee bar (If you want, ask all your guests to bring their favorite ice cream topping then surprise them when they find out they’ll be putting it in coffee). Then, while you all enjoy your drinks, have a Bible study or time of worship. This is great for small intimate groups, and it can be really refreshing to have some real, deep conversations with some people you love.

Create and decorate: This may be geared a little more toward the ladies, but my roomie and I love crafts. You can get cheap little magnet or sun-catcher sets at Walmart, and it’s so fun to get together with friends and make decorations for your dorm room. photo 2It doesn’t have to be your roommate– it can be anyone. I also love friendship bracelets, so if you’re doing this with friends from home, making bracelets can be a cute bonding activity for pre-separation.

So stay on that budget, all you crazy college kids, and don’t forget to think outside the box!

How Public Service Professionals Can Repay Expensive College Loans

New York's Christian College

 

If you are pursuing a degree in nursing, education, criminal justice or another form of public service, you may be watching your debt build with awe.  You may be wondering how you will ever be able to pay off those student loans.  But it’s okay! Here’s why:

 

New York's Christian College

On the way to chapel!

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How to Pay Off Big Student Loans

In 2007, Congress ratified a bill specifically designed to help students with a passion for public service.  Called the Loan Forgiveness for Public Service Employees, the program assists qualifying students by “forgiving” or rather cancelling loan balances after 120 payments.  Even better, a parent PLUS Loan for parent borrowers are also eligible.  With the program’s start in 2007, the first round of “forgiven” loans will begin in 2017.

 

Who’s eligible for this type of federal student aid?

Criteria for the program is as follows but you should continuously check the Student Aid website to review latest guidelines.  In general, students must

 

-not be in default on the loans

-be employed full time by a public service organization

-make each of the 120 payments while working for a public service organization

-apply for forgiveness while still employed full time by the public service organization

 

 

What types of jobs qualify for loan forgiveness?

Again, check with the official Federal Student Aid website for new updates but as of 2013, the following positions and organizations qualify for the program.

 

-a government organization including federal, state, local or tribal agencies or a tribal college

-non-profit, tax-exempt organizations under section 501(c) (3) of the Internal Revenue Code

-private, non-profit organizations (excluding labor unions or partisan political organizations) that provides a public service such as: emergency management, military service, public safety, law enforcement, public interest law services, early childhood education, public health, public education, public library services, school library services.

 

What to do now?

Discuss with your guidance counselor or admissions officer if you might be eligible for this program.  Once you’ve planned out your repayments, keep track of the requirements and your adherence to the Employment Certification for Public Service Loan Forgiveness form.  As you continue your studies, remember to budget carefully and study hard!  Good luck!

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